Will paying 4 year old collections help my credit?
I’m 25, I had an elective surgery at 21 years old. On my credit report is $1000 bill for the anesthesiologist for my surgery. I do not have any other debts or anything else in collections. All I have...
View ArticleCompany paid me more than they where supposed to
Company paid me 28 an hour instead of the 20 they’re supposed to. I started with them three weeks ago and figured they didn’t mean to pay me that but now theyve done it twice. Should I say something?...
View ArticleI think my bank account has been hacked
So like the title says I think my bank account has been hacked. Some days ago I saw that a transaction was pending but I thought it was a mistake and did nothing. Now, some days later I realize that...
View ArticleShould I use all my “profit” from home sale as down payment on new home?
This situation is still hypothetical at the moment as we haven’t decided if we’re going to do the move yet. I may be moving to Virginia from New York in order to take care of my parents. This would...
View ArticleCheapest auto coverage for teens?
What insurance companies has the best rates for a teen driver? Only need liability coverage as it’s just a 2012 impala beater car.
View ArticleHow much, if any, of retirement savings can go toward purchasing real estate?
Hello! I’m 25 and not anywhere near retirement (shudder) but I’m trying to help my mom (65) by learning about retirement and helping her get a financial advisor. She has roughly 2.5 mil saved in the...
View ArticleLast Paycheck not deposited
For reference I live in Texas. So, I quit my job last Tuesday because I got a call informing me that my mom was rushed to the ICU. I work in Dallas, she lives 4 hours away in Houston. I was already...
View ArticleWas a foolish for paying off my student loans in its entirety?
So I had hefty loans (>60k) that I was really hoping to have some sort of relief from but we all know how that went down. So after hemming and hawing for months, I closed my eyes, pinched my nose...
View ArticleIs it better to roll my old company’s 401k into my personal Roth, or new...
I was only there a couple years and I have a little over 30k in the account. I like the option of vanguard funds in my personal Roth, but understand that I’ll pay taxes on the rollover as I’m taking...
View ArticleMost lucrative way to invest 20k risk free?
I’m 20 and this is what I e managed to save after years of dead end jobs. What’s the best way to make it grow?
View ArticleHe earns a lot, but has significant student loan debt. Should I ask for a...
In the very early stages of my engagement and trying to figure out the best financial move. Fiancé makes about $250k a year but has over $200k in student loan debt in addition to a car loan of 31k....
View ArticleIs anyone having issues with direct deposit from PNC(as of 11/6)
I know a bunch of people had issues with direct deposit last week. I get paid tomorrow and I’m trying to gauge how much of a headache I’m going to wake up to.
View ArticlePast employer’s funds listed as “Terminated Maintenance” in Fidelity. Is the...
I recently logged into my Fidelity account and noticed that my balance had dropped by nearly $3k. When I checked my activity, I saw that two transactions had occurred under the account of a past...
View ArticleWhen following the 50/30/20 rule, within the 50 percent what should be the...
Trying to figure out if I can actually afford to do the 50/30/20 rule with the job I want. I don’t have my own place and I’m currently saving so this is for future reference. Thank you in advance for...
View ArticleFormer employer agrees to continue servicing 401K until retirement. Currently...
In this case, it seems I could at least do reverse rollover transactions into this account from a traditional IRA. Would this mean I could self-employ, and roll over pre tax dollars into this account...
View ArticleInvesting my first ROTH IRA funds
Hi, I (M26) have been reading about how powerful maxing your ROTH IRA is to building wealth. After finally paying off all my debt. This year i made it my goal to create a ROTH account and contribute...
View ArticleHigh Deductible Health Insurance vs Regular Insurance (could use some...
Hello, Trying to decide which health insurance plan to pick. My cost currently is $3629.86 for a high deductible health plan, maxing my HSA contributions. My annual cost 2024 High Deductible Health...
View ArticleQuestions about Schwab app
I’m new to the Schwab App and have some questions. I have ~23k invested primarily in VOO and recently opened a Roth IRA which has nothing in it. 1) When I look at the “balances” section of my personal...
View ArticleVehicle Buying Advice
I’m pretty sick of the decision making here. My old car was just totaled in an accident and I got $2,000 for it. I had it for over 10 years, so that’s pretty good. I live in Los Angeles and I have to...
View ArticleCompany owner using brothers finance company for retirement plan
The company I work for was acquired a few years ago, and they are now moving over our previous Simple IRA to a new one with his brother’s investment group. Everything I can see shows this is a real...
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